Guys

I am working on several proposals for our mediation. Since no kids involved is mostly money. I do have some stocks, 401k, DSPP, HSA and consider this as non cash if divided 50/50. But I know my ex need cash and will ask for it. So how much would you deduct from each category to cover possible TAX and in case of 401K penalties? I was thinking minus 30% is a fair deal.

Also when buy out house what would be sale cost to deduct.

Thanks

Location TX