This might be a dumb question, but a friend of mine died a few months ago and since then I have been thinking about how should I handle my passwords and documents in case of death? When I was married, my wife new where all the bank statements, and insurance info was located... she also had access to my icloud and email accounts with hers set as the recovery account.

But now aside from the random papers sitting in my desk, no one has my email, phone, etc passwords. Hell I think no one knows where I bank now or moved my ira to. How should I handle leaving a paper trail that can be traced if something happens to me but not leave shit as open as it use to be?