Been married just short of 5 years, 2 amazing kids (8m and 3yo). We’ve had sex about 3 times in the last two years. Generally living as a nice roommate.

As such, I was caught emotionally cheating…I’d really rather say emotionally reaching out to anything, but whatever. I started bullshitting with girls on a website with no intention of ever doing anything, just wanted to feel wanted after so long. Not an excuse, just a reason.

I make 120k, she makes 36k. Two homes in my name only (ones currently a rental), two cars paid off in my name only as well. Basically everything financial is 100% in my name. I am 100% debt free, she has $50k in student loans.

Today she said the word divorce, and seems pretty staunch on not coming back. I’m very much the opposite on wanting to do whatever to work it out.

How can I protect my assets before paperwork is filed so this doesn’t financially ruin me…a trust? I wish her no ill will, but all I care about now is keeping my income and my kids.