I'm not one of those types who believes you need a written agreement signed by both parties lawyers but I think we're obliged as guys to at least ask whether they're cool with where things are heading even if their nonverbal language says they are - especially the first time with someone.

I realize some people worry that this might kill the mood, but there has to be a way to do it that almost adds to the mood by building the anticipation.

What's your approach?