House value

painfulletdown · 2026-01-23T07:39:22+00:00

keep in mind: if she buys you out, you dont pay the real estate agents and sale fees; house prices depressed due to interest rates, appraisals should be objective.

sounds like you are not dealing with a huge sum of money and can justify possibly losing a little to have a quick resolution without a battle costing alot in lawyer fees.

Tonyalarm · 2026-01-23T04:52:59+00:00

A second appraisal can help, but it often won’t change value enough to justify the cost. A better strategy is negotiating a midpoint between appraisal and recent comparable sales, or using a broker price opinion. You can also tie the buyout to a short-term market adjustment clause. Focus on comps and data, not emotion, to strengthen your position.

Flapique · 2026-01-22T22:27:21+00:00

I would definitely call one of the top realtors in your area to get a good idea they'll know better than anyone what's your house could actually sell for today if it had to be sold. If you guys can agree on their number then great if not then I think you can order a second appraisal if you wish. you can also try a rebuttal to the first appraisal unless the time frame is already passed.

OctinoxateAndZinc · 2026-01-22T21:11:06+00:00

We had an appraisal

We is your issue.

You need to hire your own appraiser. They work for YOU and you alone. They will go higher and you'll probably meet in the middle.

Am I just wasting money

So I was on the other side and bought out my ex. I paid $400 for my own. My ex used a bank appraisal for our house and it ended up being 75k over my hired appraisal. The $400 i spent saved me $37000

EDIT: other option is to say you need to sell the house and let the market decide the price and the threat of that could make your ex offer more just to make you go and her save the home.

nickpete12345 · 2026-01-22T19:07:06+00:00

Even if the market is suppressed due to weather that means if you were to go and buy one immediately you'd get a better deal. We just came to an agreement (even higher than the one appraisel we had done). We essentially used the logic of picking a value that if the other person decided to keep the asset they would be comfortable with the value decided on.

UnknownUsername113 · 2026-01-22T17:36:52+00:00

Is she buying you out or are you selling? Get 2-3 appraisals and average them.

My sale worked out in my favor. It may be something to keep in mind since you moved out.

My ex wife moved out 2 years prior to us putting it on the market. I was making all payments during that time so my lawyer ended up getting me 75% of the principle I had paid since she moved out. Should have been 100 but from what I hear it’s not common. I say this to prepare you for the fact that you may not get a 50% split.

engineered-chemistry · 2026-01-22T16:51:28+00:00

We did two appraisals and were within 5% of each other. Agreed on the average as the basis of the home value. How hard you fight over it really depends on if you’re trading other assets or buying someone out of their portion of equity. Pick and choose your battles wisely.

Comfortable-Angle660 · 2026-01-22T16:31:22+00:00

The only honest appraisal is by the bank, everything else is bs. The reason? They will only use the bank appraisal for people to get a mortgage.

Plastic_Efficiency35 · 2026-01-22T16:28:56+00:00

Market is and has always been sideways for winter.
You can educate urself using Zillow- look up houses sold within the last 3 months- within the 5 miles radius. Thats your “comp”.
Is the house paid for? Mortgage? Are you buying out the ex?

Appraiser can do so much- will be 10-20% give and take. Housing market falls the same way.

Get another appraiser if you wish.
You might be opening a new can of worms if STBX don’t like the numbers. Then more lawyers involvement==more $ and time

You have to pick your battle,bro.
If this goes to court- you guys will get Pennies on the dollar (court ordered sale)

I am in the real estate biz.

0neMinute · 2026-01-22T16:00:25+00:00

You will have to wait till comps in the area go up. Any decent appraiser can at most swing a 10-20% difference in the direction you want. As long as comps are relatively close your in for a waiting game imo, speak to multiple appraisers though and get their opinion. Do research on comps in your area.

Title	House value
Author	salt_packet_tom
Upvotes	5
Comments	11
Date	January 22, 2026 3:50 PM UTC (6 months ago)
Subreddit	Posted in /r/Divorce_Men
Original Link	https://old.reddit.com/r/Divorce_Men/comments/1qjy313/house_value/
Archive Link	https://theredarchive.com/r/Divorce_Men/house-value.1571756 https://theredarchive.com/post/1571756

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