Soon-to-be-ex car repossessed:

lewtus72 · 2026-03-03T23:01:05+00:00

There's no your debt and her debt and your on the loan so you're stuck with half of that from a divorce perspective. On the other side, she's responsible for the debt on your car loan as well, even if she's not on that loan. If you split the debts equally, you might want to just go back and try to negotiate a lower settlement after to lower that debt. Other than that, you're stuck with it. Once you got married, it's both of your death and they usually just split it evenly

Federal_Repair1094 · 2026-03-03T19:38:54+00:00

is your ex on your car loan?

junkmailbox121 · 2026-03-03T18:52:36+00:00

Unless your divorce is completed, half that debt is yours. Having your name on the loan makes you more liable for the debt. You could try to make an agreement but she doesn’t have to agree. Maybe you can ask for more of the assets to cover the half of the car loan.

Litelifer386 · 2026-03-03T18:47:48+00:00

Had the same situation, only it was written into agreement. Car still got repo’d after finalized divorce. Guess what happened? Nothing. There’s really no recourse, other than I was able to negotiate with the creditor and get a lower balance to pay off.

EmotionSix · 2026-03-03T18:47:04+00:00

What is your reason for not consulting an attorney?

Epic_Ranting_Man · 2026-03-03T18:43:40+00:00

Get an attorney?

NilesGuy · 2026-03-03T18:39:36+00:00

Your credit possibly is already damaged . You need to contact whoever holds the loan & discuss payment options. Legally you are responsible for the loan . That’s what you agreed to when you placed your name on the loan . Anything is possible in a divorce agreement. However why would she agree to being responsible for the debts unless your willing to offer her something in exchange in marital settlement agreement

Tvelt17 · 2026-03-03T18:37:37+00:00

Probably not.

If you co-signed you're going to be held responsible.

Title	Soon-to-be-ex car repossessed:
Author	Final_Minimum1443
Upvotes	10
Comments	24
Date	March 3, 2026 6:30 PM UTC (5 months ago)
Subreddit	Posted in /r/Divorce_Men
Original Link	https://old.reddit.com/r/Divorce_Men/comments/1rjx9o9/soontobeex_car_repossessed/
Archive Link	https://theredarchive.com/r/Divorce_Men/soon-to-be-ex-car-repossessed.1574645 https://theredarchive.com/post/1574645

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