It was immediately shot down. Her statement was it was evidence that I thought the marriage was doomed and she wouldn't agree to it.

I explained that we are working towards retiring early and if we got divorced just before I pulled the trigger, then I am re-yoked onto the work based serfdom if she asked for lifetime alimony.

From her perspective, I am in effect planning to mitigate a potential disaster if things ends. But she completely ignores the "if" and goes straight to when. We never did get a chance to discuss any of the scenarios.

That leaves me with a choice. Either I pull the trigger in the near term or I take my chances that the marriage will stand up (or wait a few years and get hammered). She wants me to ignore a chance at financial devastation.

I guess I get that she couldn't be rational in discussing things (I have a NW of almost $3M, she will be more than fine), just sucks that the burden is placed back on me, because she won't waive lifetime alimony now and accept a negotiated period for alimony.

I guess a third choice would be to downgrade my job.