Made over a mill by age 34, now more depressed than ever

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September 13, 2019

Long time reader and follower of the red pill. But I never thought I'd end up in this situation.

I have always been the type that women approach with twinkling eyes. A quick wit, and an unbreakable sense of self. (Not to sound full of myself, i have fallen far) Some men were jealous of the attention, but fuck them. I've always said, "if you don't have haters you're doing something wrong".

Over the last two years, i took on some risky investments and made over a million (Cad). Sold them for some legit stocks that are paying me over 50K tax free a year in dividends. Probably the craziest thing to ever happen to me. And ive kept it all secret.

Secret from my LTR, secret from my family, secret from my friends and coworkers. I always hated the type to brag about shit. Actions over words. Plus, I live the same life now that i did then. But i wonder if this is fucking with my head.. should we embrace our accomplishments?

I took a job last year working alone. Doing overnights fulltime in my field. Thought it was a good opportunity but it has left me lonely. I don't get much time to see my friends outside of work, and even on my days off i am usually on different hours than everyone and makes meeting up difficult.

Basically, i think working this job or trying to be "machiavellian" hiding my real self has pushed me from social, to antisocial in just one year. That cocky and funny energy gone. And that people are starting to see me differently. As a quiet, or shy person.

At this point, do i say fuck it and quit my career? I feel bored in life and miss the fun atmosphere i used to be in. I work out 5 days a week, am a musician and learning new instruments, been learning to pilot lightweight aircraft, but all of it's been of little benefit.. the old saying "money cant buy you happiness" is true.

TLDR; I made stacks, kept it completely secret and now feel empty and have a job that is keeping me from my potential. Does anyone have any good books, reading or advice to break out of this funk?

EDIT: I think after getting this off my chest and hearing your suggestions, I will take some time to travel for the next month. See places I haven't seen. It's clear to me working nights, and being solitary is fucking toxic. This sub is the only place to get good advice these days. Sometimes a man has to sack up and do what he knows he has to. I hope all who threw in, get to fuck their 10/10 oneitis this weekend. For real, you guys are the bomb

Post Information
Title Made over a mill by age 34, now more depressed than ever
Author jiggolo420
Upvotes 201
Comments 174
Date 13 September 2019 12:18 PM UTC (1 year ago)
Subreddit askTRP
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Red Pill terms found in post:
long term relationshipthe red pill

[–][deleted] 181 points182 points  (4 children) | Copy

You can always take a break, go and enjoy your freedom. I did something similar, I actually started to find it quite boring after a while and yearned to do something productive again.

Don't tell anyone about the wealth, what's the point? Nothing good will come from it.

[–]jiggolo420[S] 39 points40 points  (3 children) | Copy

Yes, i think i just needed to hear this from others. Your right. They say when you retire young, its fun for like a month, and then boring. I think a man must work to get a sense of purpose and meet new people. This is the quarrel i have about leaving my job.

A break is perhaps the best idea before leaving a career ive been in for 8 years. Appreciate your insight

[–]babybopp58 points59 points  (2 children) | Copy


travel the world. On a hobo budget of course. Go out there and experience the world. Fuck some exotic chics. If you have a good guy friend that you absolutely trust and are bros, take him with you.

Edit: experience Europe first hand, go to Asia, (Thailand, Japan,Malaysia, Singapore, etc) africa(Nairobi, east Africa, South Africa, even Nigeria) go to Australia!! Visit South America, the islands-stay mostly in mainland.) etc

Dude!!! Fuck I wish I had that kinda money to drop everything right now and do this.

[–]Stargazer3414 points15 points  (1 child) | Copy

Fucking great advice. Im doing this exact thing with my best bud next year!

[–]babybopp13 points14 points  (0 children) | Copy

Have each other’s backs... fucking experience good food, sights, beers, locations..!! Make new friends remembering that not everyone is as stuck up as westerners. Experience new things and be safe!

[–]cnnxct-pxlitic-dxtto140 points141 points  (20 children) | Copy

dude id kill and maim to be in your shoes right now.... million in the bank with an annual $50k tax free revenue stream???? you kidding me?


somewhere far away

and for a long time, make new friends on different continents

fly to peru and drink some ayahuasca

learn a new language

stay at a muay thai camp in thailand for a few months

make music somewhere in the mediterranean... maybe even buy a pied a terre there

go to underground parties and raves in the middle east

buy a motorcycle and ride the autobahn

go surfing in nazare

watch old anthony bourdain episodes and do all the things he does and then some

once youve experienced a fair amount, teach others who want to learn from you or maybe have a kid- impart your wisdom onto them

[–]iSwallowedTRP38 points39 points  (0 children) | Copy

This. Plus 50k USD / year is A LOT of money in most of the countries you listed. Dude would live like a king.

[–]jiggolo420[S] 35 points36 points  (2 children) | Copy

Fuck, this list is actually bomb. I think we found the Dos Equis guy

[–]ToraChan2320 points21 points  (1 child) | Copy

Whatever you decide to do, don't get married.

[–]jiggolo420[S] 15 points16 points  (0 children) | Copy

Truth brother, seen many good men ruined

[–]WonderfulPipe17 points18 points  (8 children) | Copy

You just described heaven man.

OP should absolutely do this, money is the only thing needed for heaven.

[–]cnnxct-pxlitic-dxtto14 points15 points  (7 children) | Copy

yeah thats why whenever i hear "money cant buy happiness" i have no clue what the fuck people are talking about because the happiest moments of my life were made possible by spending money

and +1 for the advice of laying low and not showing off

last thing you want to do is make yourself a vic who gets robbed on a daily basis

or someone who attracts douches and gold diggers

[–]cmith995 points6 points  (5 children) | Copy

So do you think you can maintain constant happiness through constantly buying a ‘cool’ new experience? There are many, many studies done showing that as income increases above a level required for comfortable living there is no change in happiness in ones life. You can’t just buy suffering away, and it’s going to hide and find you if you think you can just pay for a trip to Europe and not look at it. Everyone gets bored of everything, you need to find something more. Sure the happiest moments of your life may have been made possible by money, but would these events have been so memorable if these events were surrounded by similar, care-free, stimulating things? Or do you think that maybe the great happiness you got from them came partially from having to work to get them? I’m not saying money can’t help you get comfortable but if it were the fix all solution, we wouldn’t see hugely successful people doing all sorts of ‘amazing’ things committing suicide regularly. Just my opinion.

[–]cnnxct-pxlitic-dxtto1 point2 points  (4 children) | Copy

What? You can’t buy suffering away?

I don’t know what you mean my guy. Because I know I can.

My post wasn’t meant to be end all be all advice. Just my $0.02 to throw into the pond for starters. Take from it what you will. Don’t agree with it? Fine fuck off. Did it inspire you? Awesome. Go live it up. I dont care to get into a philosophical debate on the merits of travel or possession of wealth.

But since were here, and I have the time-

I minored in psych as an undergrad and I’m aware of the study.

Fuck the study

This is my opinion. Coming first hand.

Maybe the people that were studied just didn’t know how to spend their money. Moreover, what was the sample size? What was the control? “Studies” aren’t always gospel and they can be oftentimes garbage and just glorified opinions/ low key pushing an agenda. But I digress.

You wanna know what I’d do with extra cash? I’d do something for someone who is struggling. I’d take care of the people who ever took care and looked out for me. Think about how happy that would make the both of you.

If you have all the money in the world but live a self serving life then, yeah. Okay. Money will leave you on a miserable island by yourself.

And that right there is an ego problem, not a money problem.

[–]cmith991 point2 points  (0 children) | Copy

Sorry man I didn't try to come across condescending. No stress if you don't want to get into a philosophical discussion over reddit! Totally agree its an ego problem. Unfortunately for pretty much everyone its close to impossible to leave it behind when it's best for them. I believe if you use your money and time to help others it definitely can help you to find happiness.

[–]daphneismycat 1 points [recovered]  (2 children) | Copy

Jeez who tf hurt you? Just cause someone left a comment disagreeing with you you spaz out like that. It’s not “alpha” to be a keyboard warrior

[–]cnnxct-pxlitic-dxtto0 points1 point  (1 child) | Copy

You’re hurting me right now with that cliche “who hurt you” line. Foh🏌️‍♂️and go scrub your pussy sensitive lil bitch

[–]unn4med1 point2 points  (0 children) | Copy

If you don’t have a clue, try going deeper and thinking from such a person’s shoes. Money never buys happiness!

[–]Appex15 points6 points  (3 children) | Copy

I second the ayahuasca thing. I did it, and it will show you what you need to see. A totally life changing experience.

[–]CombatEngineerADF0 points1 point  (2 children) | Copy

I've heard it can be rather dangerous, thoughts?

[–]Appex10 points1 point  (1 child) | Copy

No, as long as there are people around you and you don't take anti-depressants, you're good to go.

[–]CombatEngineerADF1 point2 points  (0 children) | Copy

Thanks; I've considered it but have reservations.

I had (have?) PTSD from military service and I'm reticent I'll unbury some shit.

[–]rnsbrum1 point2 points  (2 children) | Copy

Wait, underground parties in the middle east? How do u get drugs in a Islamic country?

[–]cnnxct-pxlitic-dxtto2 points3 points  (1 child) | Copy

EDIT: for being too preachy.

The entire Middle East isn’t all sharia

Tel Aviv and Eilat can be a good and safe starting point for westerners.

Beyond that, do your due diligence

and live your life at your own risk

These trips aren’t meant for everyone

[–]rnsbrum0 points1 point  (0 children) | Copy

For raves? Absolutely! You can't get into that break everything vibe in a rave without drugs. But for more casual parties or when you looking for women, alcohol is just fine.

[–]entrep458 points59 points  (4 children) | Copy

If I were you I'd change from overnights to a more normal schedule and make time to see friends. You'll probably feel much better then.

[–]jiggolo420[S] 18 points19 points  (3 children) | Copy

Agreed. I think im just stagnant atm. I never realized how important the social aspect of the game was, or the effects of being solitary for long periods had on our health

[–]WillSalt10 points11 points  (0 children) | Copy

Lot of studies show working night shifts affects the health a lot, especially mental health. If you can choose it's much better to have a normal sleep/work schedule.

[–]I_Dont_Type6 points7 points  (0 children) | Copy

With your money to keep you afloat you could try out 30 hours a week instead of 40 if you're interested. More time to live your life and pursue hobbies.

[–]Onein1024th5 points6 points  (0 children) | Copy

this is killing you right here, and for NO GOOD REASON.

only guys I know who work the nightshift are ones who desperately need the money

terrible quality of life

[–]Andrew5432130 points31 points  (14 children) | Copy

Keep your money secret. Claim to do consulting.

Also, crypto or weed? Goddamn what a crazy run thats been.

[–]jiggolo420[S] 30 points31 points  (13 children) | Copy

Hell yeah, i dont think ill ever see anything like that again.

Was in both actually, was buying crypto in 2015. Moved my life savings into to weedstocks in late 2016 and missed the big moves in crypto, felt dumb for a long time until cryto crashed and weedstocks rallied. (Still probably better to have held cryto in retrospect) Sold the day before legalization and watched it keep climbing for 2 days with regrets. And then fall like a rock. I got lucky.

Moved into legit companies first trading day of 2019 (banks, telecoms, reits, utilities, and again got lucky after the nov/dec bloodbath)

[–]FilthyStylish16 points17 points  (5 children) | Copy

Dude I’m holding crypto since mid 2017 (didn’t sell at ATH or even at all) and I got a red dildo stuffed up my ass. I am currently 80% down on my initial investment that was around 90% of my savings. Sorry that’s unrelated but I just got triggered when you said it was better to hold crypto in retrospect.

[–]jiggolo420[S] 11 points12 points  (4 children) | Copy

If you bought in 2015 you would have paid under 600 for a bitcoin. Its sitting around 13000 cad. Thats like 4x the % gain i would have made.

Hope you come through and make a shit tonne bro

[–]thrwy754791 point2 points  (1 child) | Copy

What's the point in having those gains when you can't pull the money out, or, there's a limit on how much you can pull out per transaction?

[–]betrayb30 points1 point  (1 child) | Copy

Any recommendations on your next whale?

[–]jiggolo420[S] 0 points1 point  (0 children) | Copy

I think im done with high risk investments. Being up or down 2-20% a day can mess with your head. But what a thrill.

Im no stock guru, i figured canadian cannabis would be hype. And with legalization day as the perfect sell the news event. That was my plan for the two+ years. It just happened to work, i never expected the gains we saw. But i was at a point that if i lost half my savings, my lifestyle wouldnt change, so i took a big gamble.

If you ever believe in a new company that can revolutionize the way we do things (netflix, amazon, tesla, ect.) Then these can be your biggest chance to hit huge gains by getting in early. Just be aware you could lose everything

Best of luck, and never listen to other people about investments. Even most analysts are way off, and thats their job

[–]Andrew543216 points7 points  (6 children) | Copy

Nice. And all in a tax sheltered account? Ohhhh boy.

Fuck man, I would get into the real estate market as an agent. You make your own hours and can get to being social again. If you want to splurge you can hide it as a big commission.

Plus inside knowledge of properties to scoop up won’t hurt in solidifying your portfolio.

[–]aamour10 points1 point  (3 children) | Copy

Any advice on this? Making some not much money on robinhood and would hate to loose money on tax here in nyc

[–]Andrew543210 points1 point  (2 children) | Copy

On what? Becoming an agent? Google it.

Not familiar with the rules as a retail trader in the US. I would consult a tax specialist.

[–]aamour10 points1 point  (1 child) | Copy

More like keeping taxes to a minimal

[–]Andrew543210 points1 point  (0 children) | Copy

Do you need/want to access it soon? Go backpacking for a year to cut cost of living and then withdraw to the limit of the smallest bracket. Two benefits: You get to see first hand how far your dollar can take you and you get to travel.

Do you need/want to access it later? Transfer everything to a 401k.

[–]42gauge0 points1 point  (1 child) | Copy

How do you know it's tax sheltered?

[–]Andrew543210 points1 point  (0 children) | Copy

If you gonna speculate then better make it tax free.

[–]Joeboard30 points31 points  (3 children) | Copy

Join us over at wallstreetbets and turn that profit into some sweet tendies.

[–]jiggolo420[S] 40 points41 points  (2 children) | Copy

Lol you think im not subbed to that autists playground? Where do you think i got the idea to put my life savings into something so risky? (Ps i used hefty margin too)

[–]bigsunsetguy8 points9 points  (0 children) | Copy


[–]unn4med1 point2 points  (0 children) | Copy


[–]deathhandmachiavelli39 points40 points  (8 children) | Copy

You are set for life, so why are you doing overnights fulltime????

You are 34 and not getting any younger. Quit that job and have some fun.

But I agree with you, don't disclose your fortune, you'll attract the wrong kind of women.

[–]jiggolo420[S] 19 points20 points  (7 children) | Copy

Nothing is ever set in stone, especially with stocks.. but good points made. 100% about gold diggers. No woman will ever know about my bank account, not even my LTR

[–]Final_Pantasy7 points8 points  (2 children) | Copy

Move to SE Asia for a couple years. Live off 30K a year. Reinvest the 20K left over. You can still freelance, consult, while living abroad, too.

Your stocks won't fail unless the whole economy shits the bed, in which case, everyone is fucked. Just don't panic sell and exit the markets until you're ready to start using the money.

[–]Onein1024th3 points4 points  (1 child) | Copy

Just don't panic sell and exit the markets

get a financial advisor so someone will try to stop you from doing this if you're ever tempted

[–]Final_Pantasy3 points4 points  (0 children) | Copy

Financial advisors are expensive. You don’t need them.

[–]boywonder2001 point2 points  (3 children) | Copy

I really don't want to be that guy, but...

You have $750Kish USD in the bank. You're pulling in maybe $40K a year that isn't guaranteed due to stocks. Comfortable living in the USA is considered making $65k a year and that is without kids. Why are you getting complacent? You are maybe upper middle class at best. I don't know any gold diggers chasing after middle class men, so IDK why you are hiding your funds from your LTR.

Not trying to be a dick, but you're getting complacent with not a lot of money in the bank. At least start thinking about retirement. You're gonna have to prolly reinvest in less risky stocks, so your income will be even less than $40k usd a year, especially if you invest in bonds. I don't understand the people in here saying "you got it made bro". Entry-level surgeons pull in your total net worth in less than two years and are constantly chasing after more money, better contracts, and possibly private practice.

[–]deathhandmachiavelli5 points6 points  (0 children) | Copy

If you have 1 million dollars, you can set it up so that you don't have to work anymore. You can easily buy some apartments, dividend stocks, and bonds and REPLACE a middle class income without having to show up to work.

So, he has TIME, and a middle class income for life.

That means he has it made.

TIME is your most precious asset, and a million dollars gives you enough work-free income to enjoy your life.

[–]jiggolo420[S] 0 points1 point  (0 children) | Copy

No, you're right. The more i make the less i feel like i have. I bet a lot people are like this when they hit financial goals. Sounds backwards, but its been my experience.

My LTR wouldn't even grasp the idea of a million, to her it would seem like an endless pile of cash. To me its just side income and will stay as such. And there is a difference because of my low tax situation, its closer to a 65K job here in Ontario, which is still middle class.

Its not live your dream money, which was my goal over the next 5 years. But I'm starting to think grinding 5 of my best remaining years wont be worth it. I'll probably still not be happy with it when i get there, cause it could always be more.

If i keep on this path, im probably gonna retire with mid to high 7 figures and nothing to show for it other than a number in the bank, a good pension and being too old to do the things i love most.

I'll need to reflect on my life and my next steps forward. Appreciate the input

[–]2INNASKILLZ2K1814 points15 points  (4 children) | Copy

Tons of dudes will say they'd love your cash. A lot of people just want to rid the stresses of not having money. Once that stress and problems are gone, then what? Lots of people get rich, and also become depressed and suicidal. Shit to think about there. Why?

Our emotions come from within, and you're dealing with isolation, disconnection and purposelessness. Money is only part of the picture of what will fulfill them.

You need a purpose. A mission. I don't know what you do, but I would aim big in my career. Something I really want to achieve, knowing I won't veer off track due to cash problems.

You also have the means to have balance. Travel when needed, buy a house, pursue some great hobbies.

I dunno man, you need a bigger purpose. You're 30. You could have a career in something awesome by 40. You have ability to study without working, and do pretty much whatever you want.

Something to think about.

I love my job. Onçe I move up a little, I plan on saving and trying to grow it big. But I'll never give up my career, because I have no meaning without it.

Red-Pill = you choose how your story goes. You have the chance to start it.

[–]11-Eleven-113 points4 points  (0 children) | Copy

Annd study break over, thanks

[–]unn4med2 points3 points  (2 children) | Copy

Love this. Thanks for writing that

[–]2INNASKILLZ2K182 points3 points  (1 child) | Copy

No worries. Money is a means to achieve a plan.

Without a plan, you get hit with depression and emptiness. It's why a lot of people who win the lottery nose dive.

[–]unn4med2 points3 points  (0 children) | Copy

Well said!

[–]1DullIntroduction9 points10 points  (6 children) | Copy

Whether or not you should disclose your fortune depends heavily on how your family would react. Some will be fine, some will become dependable, which usually makes everything go to shit rapidly.

In any case, do not disclose actual numbers. Just say you don't have to worry anymore.

I suggest keeping an activity, or at least a profitable hobby to keep being stimulated. Forcing yourself into a job you do not want or like is a bad idea.

[–]jiggolo420[S] 9 points10 points  (2 children) | Copy

Funny. I mentioned to my mom that i have done fairly well investing. Didnt give numbers, but i made it clear that it was a decent amount. All i got were lectures about how i should be travelling and doing this and that. Basically, living her desired life. i couldnt believe it, you think your parents would be the first people to be happy for your success. Makes me believe most ppl aren't happy to see you moving up higher than them. This is when i decided to keep shut around everyone.

Maybe they see my actions and have regrets they didnt do the same. Maybe they feel like investing is a scam. It doesnt matter. What others dont know about you, cant come back to bite you later.

Good points made about being forced into a job you hate.. i think i needed to hear this from others

[–]1DullIntroduction9 points10 points  (0 children) | Copy

It's not uncommon for parents to live a bit through their children. It doesn't prevent them to want the best for you. As I said, it depends on your family.

My parents went through shit so their children could hope to have a decent life, and even now that I've made more than they ever did, they never asked for anything in return.

They did lecture me too the same way, and to be honest they're kinda right. Money is time, and when I'm done with my projects I intend to spend it the best way possible.

[–]Shanguerrilla4 points5 points  (0 children) | Copy

What if she wasn't being selfish, but the opposite?

I mean, the advice of hers as you wrote it is pretty similar to 'our' best advice and what you seem to be going with based on your edit about travelling and working less, socializing and enjoying life more... I'm not trying to pick on you or be mean, just find it funny that you coulda saved a red pill question by listening to your mom say something that you didn't like before you liked us saying the same things.

[–]thrwy754790 points1 point  (2 children) | Copy

Some will be fine, some will become dependable, which usually makes everything go to shit rapidly.

I didn't get this. Why would they become dependable, and why would it go to shit?

[–]1DullIntroduction2 points3 points  (1 child) | Copy

Money changes people. Some will ask you a bit of help, then another, then become entitled to your money because of your biological link.

Same goes for inheritances. Some people usually show their true colors at this moment.

[–]thrwy754790 points1 point  (0 children) | Copy

Oh, I guess you meant dependent, not dependable.

[–]dont_throw_me9 points10 points  (0 children) | Copy

bro it sounds like youre depressed. being up at night and sleeping during the day may be what you need to change. can you go back to working a "normal" time? also, get your vitamin D checked.

[–]shouldergirdle7 points8 points  (1 child) | Copy

You are suffering from a lack of social relationships, poor sleep and probably poor diet all directly related to your job.

Social relationships including physical closeness (LTR) and friendships are CRITICAL to happiness. Spend more time with your LTR and friends. Only spend time with good friends, cut out the friends that bring you down.

Proper sleep and diet are also critical to happiness. The nightshift screws with this. Quit your night job, get a day job. Sleep well, eat well.

Travelling: A lot of commenters have mentioned that you should travel. I would caution against this since it can be very isolating. Reestablish physical relationships first, get your head on right, and then travel if you want.

Stacks: Don't tell ANYONE. There is unlimited jealousy, greed and resentment in this world. UN-Fucking- Limited. Don't believe me? Start telling people about your success and experience it first hand.

[–]usernameishardtomake1 point2 points  (0 children) | Copy

This is the answer that i would've given. No matter how complicated we see ourselves to be, the simple social interactions with friends, family, etc is very important in our lives. Also, travel IF you want to. I tried travelling bc of other's recommendations, but i think it's OK at most. However, if you've never really travelled, try it and see if you like it. Congrats on your financial success and good luck on your future.

[–]EyeSavedLatin5 points6 points  (0 children) | Copy

Go ahead and take a 1 month trip, alone, doing something you've always wanted to do. Come back refreshed and energized. Meet with a career coach or a head hunter when you return and take a professional approach to finding the right job. Money seems to no longer be motivation for you to clock in and out every night. Start sending resumes for positions that have schedules that you want to work, doing things that you'll enjoy.

If you take a break, make it quick. If you're depressed and don't have personal direction or goals you'll get nothing accomplished and fall deeper into this slump. Traveling can be great, but more than likely it won't fill the void, only distract from it...which can still be a great outlet.

I'd suggest finding a job during the day so you can get back to a schedule that allows you to see your friends and live a more normal life. Working late has its benefits, but whatever those benefits are clearly isn't enough for you.

I wouldn't quit all together, most people that I've known that had the ability to do that ended up wasting their time. You have the freedom to hit the reset button, take advantage of that.

[–]superjetale3 points4 points  (1 child) | Copy

I felt very reflected in your post. Kind of similar situation but 2M and 44yo. I still have a job, make a lot of money and i work 4 hours per week from home. Since this situation, i started driving a truck from Los Angeles to Buenos Aires 3 years ago. I travel and work on the road, i camp, surf, dive all what i ever dreamed. Now i left my truck in cancun, flought back to LA and next month ill go to Buenos Aires where I have my second home. From there ti Brazil to kitesurf for 3 weeks all that while working and not worry about money.


The depression. I feel a little bit depressed. Until 2 years ago i was still going. I was aiming to keep growing my fortune so I could retire and be able to feed a family. After I joined TRP, that is out of the picture. So, now what? I have more than the money I need to be happy. And I guess that sicks bc you dont have more things to pursue. Ive been traveling all my life and in the last 3 years more than ever. I would say now I don't even recognize where is home.

I dont complain i love my life i do all the sports i love and i can treat myself any time but we guys are so much cheaper than woman and a family. So now with that out of the picture i feel like there is nothing more to pursue...hence the little depression.

I call it a little because i enjoy being with myself ad loitering around but im not as productive and with that energy i used to have where u can see you can eat the world.

My 2 cents

[–]jiggolo420[S] 1 point2 points  (0 children) | Copy

I also see a lot of this in myself. I grinded for years, tossing thousands a month into investments. Giving up vacations and keeping living costs to a minimum for over 8 years now, all for the dream of freedom. The more i made, the higher i set the bar. It was never enough. Even now my plan was to grind for 5 more years building passive income up to a level that can give me "the good life".

Years ago, i would have been estatic as i never pictured myself in this situation at this age. I think after reading ppls thoughts, i realize my health is more important than this dream. Because when i get there, I probably will set the bar even higher.

Be happy with what you have and take time for yourself. This is what i needed. Sounds like you're in a better place. Appreciate your input

[–]beginner_3 points4 points  (0 children) | Copy

Not telling about your millions is a good thing. If you are suffering, change jobs again. irregular work hours can make depressed especially when also working alone.

Money doesn't make you happy, it makes you free. Which are 2 entirely different things.

[–]SaberSpyder 1 points [recovered]  (1 child) | Copy

Trust your intuition, i have done so MUCH shit just to "let it out" and regretted the fuck out of it, you know that feeling when you're about to do something and you're thinking "this is a collosal fucking mistake"

[–]jiggolo420[S] 1 point2 points  (0 children) | Copy

Exactly. Once the bird is out of the cage, it will never go back in

[–]yoursislovesme2 points3 points  (0 children) | Copy

Something tells me you have been already depressed and it has nothing to do with you finance

You can always seek professional help in that regard

[–]Timdeuces2 points3 points  (0 children) | Copy

Better lose the LTR cause if that turns into a marriage, you best be sure your money's gonna leave with her

[–]robbiedigital0012 points3 points  (0 children) | Copy

What do you want to achieve, men are built to conquer, create and build

Get a mission in place

[–]DankZelda2 points3 points  (0 children) | Copy

Do your dream job, or even work in the gym as a trainer. Working at night would make anyone go crazy, especially if you don't need the cash.

[–]campa56la7 points8 points  (2 children) | Copy

Really dude, really? It’s interesting how people create bullshit to get depressed about. You made all this money and took a night shift because of your Machiavellian ways and now you’re depressed. Get off fucking night shift then, it’s fucking with your Circadian rhythm. Do you know how many people are forced to work night shift for less than you make a year off dividends? You just irritated the shit outta me.

[–]jiggolo420[S] 8 points9 points  (1 child) | Copy

So because someone will always has it worse than you, you have to love the situation your in? That sounds good on paper.

Honestly, Im not trying to bitch, just wondering if anyone has been through similar. And this is the one sub that won't give me blue pill advice (ie. "You shouldnt be hiding things from your ltr")

There's some solid people here, and i have found great advice over the years in the red pill community.

[–]campa56la5 points6 points  (0 children) | Copy

Here’s my redpill prescription to you as someone with a lot less money than you and a lot more happiness because I do want to help I’m just baffled how people can create problems for themselves.

One, stop the night shift. It’s fucking with you mentally and cuts you off from socializing.

Two. You don’t have to do all the talking, listen to others and mellow out.

Three. Sounds like you enjoy investing and that makes you happy. Invest in yourself through education or in people/businesses that produce positive outcome.

[–]Schhwing1 point2 points  (0 children) | Copy

You need some soul searching brother. You are in an epic situation now that most of us here would want. So, now you need to ask yourself the hard questions. Where to from here?

[–]nateydanger1 point2 points  (2 children) | Copy

The problem is the overnight gig. I went through the same thing. I took a midnight-8am gig working by myself and it nearly ruined my life. Most people walk into it like "I just need to change my sleep pattern" but that's not the case. It's much, much more difficult than anyone expects. It requires fundamental changes in who you are as a person and in the end I had to quit the job.

Want some advice? Quit the job and spend 2 weeks doing something you've always wanted to. Im not saying take your money and straight ball out but treat yo' self. You earned it man.

[–]jiggolo420[S] 0 points1 point  (1 child) | Copy

Cheers. Not many can do what we did and thrive. I have a feeling this is my issue, but you've basically convinced me. Maybe not quit yet, but I have vacation time and i think it's time to do some fun shit. At least for a few weeks to see how it goes

[–]nateydanger1 point2 points  (0 children) | Copy

Do it bro. Working 3rd shift is a whole different ballgame

[–]Stupyyy1 point2 points  (0 children) | Copy

Working overnight job is the worst thing that you could do. It's so bad on so many levels but the worse thing is people who work overnight are prone to getting cancer with higher frequencies than the others. Plus calm the fuck down you are doing so many things at once what's the rush? Are you rushing to get a seat on the space ship for Mars? Take a breather and chillax.

[–]zazzomicron1 point2 points  (0 children) | Copy

Take a year off. Explore the world and learn about yourself. This is the true golden opportunity you have. Time is on your side!

[–]MrAnderzon1 point2 points  (0 children) | Copy

You need a reset

[–]blacwidonsfw1 point2 points  (0 children) | Copy

Get a new more social job

[–]jm511 point2 points  (0 children) | Copy

It's the damned Protestant work ethic.

Everything should be hard work. Easy isn't virtuous. Making a lot of money quickly doesn't feel right if you're still suffering from the work ethic. It's very difficult to turn it off.

Even though you do not have to work, you took a job because 'it was a good opportunity'. Meaning a work ethic opportunity that gets you more income or experience that will get you a better income. Like you need a better income.

In your situation, a better opportunity would be in a field that has plenty of young women passing through.

[–]redpilllogin1 point2 points  (0 children) | Copy

It is true that money can't buy happiness after a certain point. Once all of your basic needs are met, more money won't make things better. With that said, it is up to you to do the things that make you happy.

With 50k a year tax free, you can live anywhere in the World without the need for a job. I would travel, and spend a few months at a time in a different country periodically. Find something you really want to do, something that really excites you and just do that.

[–]BeeBopJoe1 point2 points  (0 children) | Copy

Donate some of that money to me, it will make you feel better.

But on a serious note, its probably just your job thats draining you. Try getting a new job with a better work-life balance and see if it helps.

[–]SirAttackHelicopter1 point2 points  (0 children) | Copy

Sounds like you're financially stable, and have secured your retirement at the age of 34. That is quite a stress free living if you ask me. Finance is the #1 stresser in the [western] world now, and you'll be surprised at how many people in your age demographic in america don't have $5000 saved up. If you're wondering, its the majority and getting worse.

I took a job last year working alone. Doing overnights fulltime in my field. Thought it was a good opportunity but it has left me lonely.

Working graveyard shifts do change people, and if you aren't accustomed to that solitude, you won't be happy. You can try supplements but I doubt it would help.

I feel bored in life and miss the fun atmosphere i used to be in.

Don't mistake your job for your happiness. Trying to find a job you love will result in what's happening to people now, in that they change jobs every few years. The sad reality is there is no such thing as doing a job you love. That is a ridiculous notion. Happiness is found in hobbies. So balance work with a lifestyle of fun things.

[–]Rifleshoot1 point2 points  (0 children) | Copy

Happiness doesn’t come from the money, it comes from the achievement. By not allowing yourself to enjoy that achievement, you aren’t allowing yourself the happiness that comes with it. Take the W, enjoy the rewards, then look for a new mountain to climb.

[–]shark30k1 point2 points  (0 children) | Copy

I've done night shifts and I can tell you that it makes you depressed. We need sunlight. All that vitamin D deficiency made me physically depressed. Go check your vitamin levels. I would recommend a day time job if you can.

[–]PliskinRed1 point2 points  (0 children) | Copy

Take a 1 - 3 month vacation to re-evaluate

[–]juliank471 point2 points  (0 children) | Copy

Get your pilots license, rent a Beaver and go explore some good old lakes my friend! Or buy a Cessna and travel around Canada/US with your LTR. Sounds like you’re just the victim of your own actions. Take control, do whatever the fuck you want to do, just make sure it won’t crush you in the long run.

[–]jeffwingersballs1 point2 points  (0 children) | Copy

Your biggest mistake was taking an overnight job when you didn't have to. It will make you a lifeless zombie going through life with a mello dramatic apathy.

[–]_Icarus_Reborn_1 point2 points  (0 children) | Copy

How long have you been in your LTR? do you live together? Share bills accounts etc.

I'd double check Canadian laws regarding common law marriage. Depending on your situation and laws she could be entitled to that cash.

Do what you can to make sure it stays safe and yours.

[–]fromdario1 point2 points  (0 children) | Copy

Never tell anyone about your wealth or tip your hand too much with money. If you want to do something that indicates your wealth (i.e. buy a nice car, go on crazy vacation) - tell people as little as possible about how you made the money or how much you made. "I got lucky with a stock pick" or something but minimize it. No good ever comes from others knowing how much wealth you have - you'll attract the wrong attention. People are scum when it comes to wealth and other peoples' financial success - don't give them the option.

"should we embrace our accomplishments?" - yes of course but when it comes to wealth/money I don't think so. Focus on bringing forth your other accomplishments that are more to the core of your being. Money is a by-product of an accomplishment, i.e. savvy investing.

"hiding my real self has pushed me from social, to antisocial in just one year. That cocky and funny energy gone. And that people are starting to see me differently. As a quiet, or shy person." - You are not defined by your career successes or the amount in your bank account. Why can't you have cocky fun energy and show off your other achievements and positive traits? You might be passionate about music, lifting, being a pilot so why can't those the sorts of goals you share with others?

I suspect you might be having a bit of an existential crisis, lacking meaning in your life or a purpose. These all come from your values system. What do you value? What do you care most about in the world? If you can not easily start to list off the things you really care about, perhaps its time focus on some introspection and ask yourself those questions. If you are honest and have found the things that matter to you the most, then throw all your energy into that. This is all an over simplification and you might find value in stoic philosophy; "meditations" by marcus aurelius is a good start.

On the financial side, if you do not have a safe financial (worst case) plan, work on that. You said the money is in CAD, so look into RRSPs. There are a lot of good finance sub-reddits for help with retirement / financial independence planning. Bad financial times can come, and you want to be secure and have a clear plan for this. Looking into financial planning will help your other issues of lifestyle etc, because then you'll know clearly about quitting jobs / lifestyle expectations etc. I can't stress enough how important it is to have a financial plan and clear understanding of life goals when related to finances.

[–]Sendmeloveletters1 point2 points  (8 children) | Copy

This feels like a humblebrag. You can be proud of your accomplishments here. If I had the same financial situation I would do something like be an artist or musician or something where how much you make can be ambiguous, this way everyone is always wondering. They will be like “how can a poet take me on this boat ride?”

Also, how did you do it? I never learned how to money.

[–]jiggolo420[S] 2 points3 points  (7 children) | Copy

I promise this was in no way meant to brag. Honestly, I had way more game and more enjoyment when I was in the "struggle".

If anything, I can at least attest that money will not make you a happier person. Was just wondering if others can relate with experience hiding big cash, or working nights.

Learning the stock market will get you there, if you're young and can save enough to invest 500-1000+ a month you will be there before you know it. Biggest rule is to live within your means.

Make sure to never spend all your paycheque, buy used cars in cash, make meals at home, cut cable tv, or expensive phone provider. Pick up hobbies that don't cost an arm and leg. (Ex. I can play music for hours and can always get better)

I didn't start investing till my late twenties. Those years I missed would make a huge difference. Don't be like me and save for years, buy assets. And avoid debt (unless a house, or used to make more money). Even if the market crashes, you are now just going to be buying assets at a cheaper price over the months or years recovering

The months you put into learning how the market works will pay off big time. I suggest trying a stock trainer to play with fake money at first, and to also avoid anyone who markets anything to you. Do your own due diligence. Never rely on anyone's word.

[–]Sendmeloveletters1 point2 points  (6 children) | Copy

Thanks man. Yeah I don’t know how to go about learning. I have shares of stuff that earn money but I’m not sure how to turn my money into more money, and right now my income matches my expenses a little bit too closely for comfort. It’s hard to learn bc everyone’s just looking to separate me and my money and aren’t really invested in my success unless they’re sharing in it. Alas.

[–]jiggolo420[S] 2 points3 points  (5 children) | Copy

Sounds like you might need a side hustle, so you can put some money aside. Maybe ubering or something part time. But never expect gains from the market, you can be down for a long time before your ever up

My advice is to avoid getting into debt, unless for a mortgage. Look at where your money is really going. If you have to put it on a credit card, you cant afford it. And lastly learn how companies operate, what stock terms are (bids, asks, dividend yeilds, ect) and learn how companies can be valued against others in the same sector to gauge value. Picking your own winners (and losers) can be more rewarding. It can take months of seemingly boring jargon, but you will make good returns on any time spent. Drop down the rabbit hole.

[–]Sendmeloveletters1 point2 points  (4 children) | Copy

I make great money I just don’t know what to do with it besides spend it or save it. My goal is to generate a recurring passive income (which I have from one of my hustles) but it’s only a few hundred a month so far and the more I put into it the more time it takes, and time I value way more than money.

[–]jiggolo420[S] 1 point2 points  (3 children) | Copy

You can go the dividend route and reinvest your gains. This can be a boring and long route if you start with little money. It takes decades to really build a decent cash flow for most people.

Other ideas, you could start a youtube channel, open a small business, buy and rent properties, or even fix them up and sell them. These all take effort but that money can be used to buy other income generating assets like stocks, bonds or properties. You'll get there with discipline but you're gonna have to grind for it

Edit: Thats good that you see time as valuable, it really is. But you have to give up things now that others do to make sure you hit your goals for the future. Set a savings goal a month and make sure you hit it or better yet, surpass it

[–]Sendmeloveletters1 point2 points  (2 children) | Copy

Yeah I save but I use it for vacation. I’m 35 and I spent most of my life worrying about money and never doing anything besides making rent and touring in bands, so I never saw the world or did anything for myself.

I’m kicking off a YouTube channel soon and I have a night grind coming up soon, but I know I could be using my money to make more money. Thought about opening a cafe recently. I just don’t know though.

[–]jiggolo420[S] 1 point2 points  (1 child) | Copy

Sounds like your well into the grind. The difference between ppl who say i always wanted to do something, and those who say I've done something, is all in the actions. Make it your passion if you really want it.

Often we let our fears get in the way of success, or dont believe in ourselves. It's a risk opening a business, yes. But it could be a great way to do something you love, and make money. I cant tell you the right answer here.

Many ppl fail many times before they make it big. Always learn from your mistakes. If you can manage your own finances, and plan for the future, you'll already have a leg up

Make sure you research the costs you are gonna be taking on, and what kind of profits you can expect. Starting a business is a huge grind for years before you can get comfortable and more hands off. Keep growing and learning.

I wish you the best whatever path you take

[–]Sendmeloveletters1 point2 points  (0 children) | Copy

Yeah I’m doing exactly what I want to be right now but it’s not making enough to live the lifestyle I want so I’m doing other stuff on top of it and I have the lifestyle I want but I also want to be able to do things like take girls with me when I go on vacation or fly out to LA short notice to go to a concert, and idk how to get from where I’m at now to there. I also want to move across the country and without my existing base or clients I’ve spent 20 years making I have no clue what I’d do for income besides make lattes. Womp. Thanks.

[–]A_Bridgeburner1 point2 points  (1 child) | Copy

Dude I’ve managed to get myself into a similar situation minus taking the night job, keeping all this shit to yourself is tough on a guy no matter how strong your frame is. I couldn’t imagine adding to my life loneliness and lack of sunlight that a night job, on top of it all. Take a hard step back from that.

Maybe start dropping that you have small investments that you manage and if you get to the point where you want to spend some money or stop fucking working so hard you can fall back on that without having to do some big gay reveal.

Mad respect for the position you’ve gotten yourself into. It’s not lying it’s just no ones fucking business, go enjoy your life dude.

[–]jiggolo420[S] 1 point2 points  (0 children) | Copy

lol gay reveal.. I cringe thinking about some BP reveal fantasy of "this isn't even my final form!"

I feel like only people who have been there understand. Two years ago I would have never thought this possible, but then also having to hide it from the ppl your closest to can be heavy. I think we always knew it was best, and it took more strength to stay silent than to blab like a bitch. People shouldn't approve you for what you have, women especially. I don't want those friends

I think I just need a good reset and then see where life takes me after. Appreciate your input

[–]l1ght-1 point2 points  (0 children) | Copy

Obviously everyone is different, but why don't figure out what you're passionate about and do that?

Technically you don't even need to work. You are in a position where you can choose exactly how to spend your time - understand how valuable that could be!

I'm only 20, recently started a business and plan to be making that a full-time thing so I can finally have some more time freedom. I want to spend more time improving myself than just working for a paycheck.

You could, if interested, be spending more time on sports, travelling, learning languages, all these nice things - I feel obliged to ask, why do you feel your time is best spent doing something you hate?

[–]Hamlet_Prime1 point2 points  (0 children) | Copy

It doesn’t sound like being rich made you miserable, I’m kinda mad that you keep repeating it.

The problem is clearly this overnight job. Most humans are not nocturnal creatures and people who have an abnormal sleep schedule are known to be depressed more likely. Plus you’ve had no social interactions because of this job. If it seriously affects your QOL like this, get out.

Also 1 million dollars and 50K a year in residual income is a big achievement, but it’s not a lot so stop crying about being rich.

[–]RedHoodhandles1 point2 points  (0 children) | Copy

Check out the FIRE community if you haven't already. With that amount of money you are set for life. If you're smart about it.

Travel the world. Fuck, lift and read. Give something back to the world. Writing for example. At least that's what I would do (will do after FIRE).

(Since you work at night and are depressed, read the book 'Why We sleep.' That should clear things up. Easy top5 books I've ever read.)


[–]Sickem_roy1 point2 points  (0 children) | Copy

Traveling is great..I agree, expands your mind and makes you stronger.

[–]ohris[🍰] 1 point2 points  (0 children) | Copy

Set a goal you really want to achieve, try to achieve it.

[–]11-Eleven-111 point2 points  (0 children) | Copy

You've already answered your own question.

[–]1MonkeyBusiness1 point2 points  (0 children) | Copy

Read Unfuck Yourself by Gary Bishop

[–]Sweetdreams181 point2 points  (0 children) | Copy

1million is nothing special today btw

what is special today is banging hot instagram models without paying

[–]Sartek1 point2 points  (0 children) | Copy

You should totally try get a couple nights a week doing bar work or somewhere that you get to talk to a lot of people, maybe become a personal trainer. If I was you I would do something part time for the social factor or the sense of accomplishment it provides. You could always try start up your own business. But yeah definitely travel, 50k cad a year is super liveable in most countries. If you have never been to australia I reckon you should check out Melbourne, other then that definitely europe. You could do what the backpackers do with way less money and I reckon you would have a great time.

[–]warrior_up1 point2 points  (0 children) | Copy

Sounds like everyday life? I’m missing the point

[–]shelteringloon1 point2 points  (0 children) | Copy

Dude just get out of over nights. Fuck that. Get back your social life. It ain't your secret killing you

[–]Fernandrew1 point2 points  (0 children) | Copy

I work a 12 hour rotating shift (days and nights) in a town 4 hours away from where I grew up. After about 6 months I was fucking depressed had no friends hardly had the time to go out etc. So one day I just said fuck it bought a round trip rocket to Florida. No plans, hotel, or idea of what I was going to do. I ended up renting a jet ski, going deep sea fishing, hanging out on crab island. I had the time of my life. Now I do that every other month buy a plane ticket and have a badass time.

[–]Applejuice421 point2 points  (0 children) | Copy

Well if your cashflow is secured, go do something you care about. What is a problem that gets to you but seems too big to solve? Go solve that. That way you do something that benefits you, but also lets you give back to the world. You're complaining about a cage while the key to the outside is in your bank account. What are you waiting for?

[–]1Scriptopeia1 point2 points  (0 children) | Copy

You don't ever need to work again with that kind of money. Loneliness is a real problem. I choose work over social life as well and I am paying the price.

While others might not be as dedicated with their career, all the people I used to hang out with still regulary meet each other while I always have to turn down the invitation. They barely consider me anymore when doing something because I never have time. I am working so many extra hours, even on weekends.

I sometimes ask myself if this is even worth it. I see so many people downgrading themselves into lower positions in my business and getting huge cuts in payment just so they have more time for their family and friends.

Meanwhile the people climbing are almost all single and have no family/social life outside of work.

[–]TreatYouLikeAQuean1 point2 points  (0 children) | Copy

Shift workers have some of the highest rates of chronic diseases like cancer, diabetes, and cardiovascular disease. Sleep is closely related to depression. Even if you are sleeping 8 hours during the day, it is not what hundreds of thousands of years of human evolution have decided is best. It is essential to sleep during the night. Come back here in a few months maintaining your fitness and diet, I think there's a chance you feel astronomically different.

[–]BrodinsOats1 point2 points  (0 children) | Copy

Working nights is terrible for your health. Combine that with solitude and it’s no wonder. Change those things up and you’ll probably be feeling great again.

[–]HurricaneHugues1 point2 points  (0 children) | Copy

Why are you trying so hard to fuckil yourself over? Seriously?

Just get a regular fucking job that gives you time to do what fulfills you. You're a millionaire but you have the mindset of a broke person. Christ.

[–]Two_kids_in_a_coat1 point2 points  (0 children) | Copy

Dude, life is more then money. Go enjoy it. Don’t tell anyone about your wealth but get a job where you can enjoy life, friends, and fuck till your hearts content. I was you about 6 years ago. I had 12 employees made $300K a year and worked 16 hrs a day and never enjoyed life. I cut back, down to 5 employees and work 20 hrs per week and love life. I hike, camp, fish, have so many hobbies, real friends, and love my life. I make less but so what? We got one shot at this shit. Do what make YOU happy

[–]AscensionExperiments1 point2 points  (0 children) | Copy

It sounds to me like the money is completely irrelevant to your issue. You're working the graveyard shift and you don't see your friends, fucking of course you're depressed. You can keep working if you want to, but at the least get yourself out of that job.

[–]MeansToABenz1 point2 points  (0 children) | Copy

Also Cad, hello there fellow northerner. Can you start your own company in your field friend?

A. This will allow you to stop working nights. What u/entrep4 said: "this will change [your schedule] from overnights to a more normal schedule."

B. You do not sound risk-averse, so taking on the risk is a non-factor.

C. This will give you the purpose that you have spoken about in your other comments.

D. Honestly, it is tons of fun.

[–]macheagle1 point2 points  (0 children) | Copy

I’m a musician and a licensed private pilot for over 10 years. Currently based in Hong Kong. If you head over here, feel free to PM me. Drinks on me pal. All the best.

[–]bilabrin1 point2 points  (0 children) | Copy

Your attitude is the problem. No purpose. You lost optomism and a sense of achievement

Get goals. Achieve goals. Dialy, weekly, monthly, yearly, decadely goals.


[–]Radkin0091 point2 points  (0 children) | Copy

You need to read, “The Subtle Art of not giving a Fuck”. It talks about the value we put on things and it even has a story about a famous guitarist that sold millions of records, has a large following but was depressed. Your value system for your life may be fucked. Read the book it might help.

[–]SalporinRP1 point2 points  (0 children) | Copy

Mate I think you're the only person in the world making 50k/year in dividends working night shifts. It's not everything but I would bet my life if you started keeping a normal schedule again you'd be much happier. Humans aren't meant to sleep during the day. My sister worked nights for 2 years as a nurse and HATED it.

Dude you are fortunate enough to be able to quit your job and do whatever the fuck you want for a while. Go enjoy your life.

[–]NoFapColdShower1 point2 points  (0 children) | Copy

Go check out central america or thailand. You can live like a literal god with that kind of money. and fuck the most beautiful ethnic women you could dream of. If thats not your thing, southern europe and eastern europe are good as well.

[–]expandingedge1 point2 points  (0 children) | Copy

How may you best serve the highest vision of evolving life? In what ways would it be best to stir shit up? Sounds like you're a fellow Canadian; hit me up as I've got lotsa good ideas.

[–]Tornadofob1 point2 points  (0 children) | Copy

Listen to Tony Robbins or attend one of his events. I can’t relate to your situation but he can. And he coaches tons of folks who have already have found extreme success and are unhappy. Maybe it will trigger something in you. You definitely need to change course if you’re unhappy. But what you do depends on the reasons why are you are where you are. Good luck!!

[–]iHairy1 point2 points  (0 children) | Copy

After that longterm nightshift, I’m assuming your hormones aren’t in check, especially Vitamin D.

Do a blood work then work it out from there.

[–]Lateralanouncer1 point2 points  (0 children) | Copy

I recommend you Spend some time and work out your next adventure, find your purpose.

[–]OfficerWade1 point2 points  (0 children) | Copy

Don’t forget your roots. Call your mom. Invite that brother you hate to lunch. Tell your dad you appreciate him. Go listen to that band or song you obsessed about in high school.

As always, lifting helps create space.

[–]redpillbanana1 point2 points  (0 children) | Copy

You're in a place that they call LeanFIRE, i.e. you're not retiring to the country club but you can stop work right now and live a reasonable lower middle-class life indefinitely. Congrats on reaching this milestone at such a young age.

Since you are in a position to stop working if you choose, your full-time job should now be making yourself happy. If you're not happy, you've failed at your main job.

There are ways (proven by research) to improve your level of happiness, some of which revolve around having a comfortable level of wealth, close social ties, avoiding addiction to drugs and alcohol, gratitude, and accomplishing your goals. At the same time, your "set point" of happiness is somewhat determined by genetics. The good news for you is that you used to be a happy person so perhaps you just need to restore your life back to that set point.

[–]vullnet1231 point2 points  (0 children) | Copy

Changing from overnights( and sometimes working 1st or 2nd shift) with rarely any weekends off, crazy hours , to a steady 7-330 job M-F with rarely any OT has helped me dramatically. My anxiety was basically nullified and I don’t hate work anymore. Different field but it helped a lot

[–]CasaDeFranco1 point2 points  (0 children) | Copy

Same thing happened to me, I grinded my way to a large $ goal and when I achieved it I reflected that outside of this I had dulled myself.

If you are able to disconnect, take some time to reflect.

The reality for me was I was totally depressed; I wasn't working out enough, I wasn't investing in my relationships and to be frank all I did was live to work. This is good in your 20's but eventually it can exhaust you spiritually.

Do some interesting shit, reward yourself. It's September and Monaco yacht show is a good place to be; would recommend.

For me self actualization is the most difficult challenge before me, is it have a family, start another business, or what. It may take months or years, let it be.

Set up a diversified stock portfolio and do some investing once you're back in town to cover the meanwhile.

[–]YesVeryKewl1 point2 points  (7 children) | Copy

My bullshit meter is in the red.

As far as I know, there is only 1 type of a tax-free investment account in Canada and that's the TFSA. As of 2019, the maximum contribution room is $63,500. To turn that into over a million means you made a 1500% return in 2 years, which is impossible.

The other possibility here is that you put a ton of money into a margin account and made over a million. This is more difficult than becoming a lawyer and a brain surgeon at the same time but still possible.. or you just got lucky. However, even if you did that and then sold and bought legit stocks, the dividends are considered income and are fully taxed. The only way you can get tax-free dividends is if you put them in a TFSA, but even if you put some of your gains in a TFSA, the contribution room is only $63,500 which means you can't get $50K in dividends and interest.

Y u lie

[–]jiggolo420[S] 0 points1 point  (6 children) | Copy

It's not impossible with Margin power. You can margin out to a non reg account. Questrade has it. To be fair, I only made shy of 800K in the 2 years, the remainder came by gains made this year since Jan

You can buy this story or not but it was certainly possible between the gains from buying and selling pot stocks over 2 years combined with my investments made since Jan

My tfsa is only around 430K, but eligible dividends are taxed at 600$ if you make 50K a year (And nothing else). So do owe taxes on more than half, but not much, especially if I stop working and bringing in extra income

[–]YesVeryKewl0 points1 point  (5 children) | Copy

First I was skeptical but now I’m certain you’re lying.

With Questrade you can leverage your TFSA but you can’t trade at margin in it. The only way you got your TFSA to 430K is by getting 6x returns without margin which I don’t think is possible.

Liar liar pants on fire!

[–]jiggolo420[S] 0 points1 point  (4 children) | Copy

No I never said that. The tfsa limit was 52,000 or something when I started in cannabis companys. These were not my first investments. I already had a 70K limit. I said you can leverage your non reg account with the money in your tfsa. Which is margin power. I used a lot of leverage to get the gains I made but that irrelevant to what happened in my tfsa

[–]YesVeryKewl0 points1 point  (3 children) | Copy

The gains you make in a brokerage with TFSA as leverage stay in the brokerage. They don’t transfer to the TFSA. They are also imposed to capital gains tax, but that’s another story.

There is no way your TFSA is 430K unless you made a 600% return WITHOUT margin.

Just stop trying to save this lie lmao

[–]jiggolo420[S] 0 points1 point  (2 children) | Copy

The margin had nothing to do with my tfsa gains.. That's why I mentioned that you can margin up into a non reg account twice now. The only reason I could make this much was through that (with the capital I had) and yes I got taxed on the non-reg account obviously. A lot of names returned more than 600%, my best gain was on ACB warrants that went from .89c to be sold just under 11$ (those same warrants hit around 12 or 13$ at ATHs)

Listen, if you wanna doubt my story. Go ahead. I don't really care

[–]YesVeryKewl1 point2 points  (1 child) | Copy

So you put your life savings into an extremely risky investment.

That's great, and honestly, congratulations on it working out. That said, I wouldn't try to pass as a trading guru. There seems to be a lot of guys here asking you to teach them not realizing the amount of luck involved.

[–]jiggolo420[S] 0 points1 point  (0 children) | Copy

100% luck. I'm definitely no stock guru. Back in the bull run days you could pick any terrible company and make huge gains. There was no method to it, i just researched, followed the daily news, and picked what i beleived were gonna be winners.

By reading fb groups and seeing how clueless most investors were, its not a surprise valuations got so crazy.

Truth be told, you should never take any stock picks without doing your own DD. And even then you can get hosed. I bought some shares in Maricann (now named Wayland) Sold for a 30% loss, after they got some bad news leaked. Believed in Canntrust a lot, and if i held that past october i would be down like 70% percent right now.

[–]Theorymeltfool10 points1 point  (1 child) | Copy

Yes, I'm sure a person with the name /u/jiggolo420 is a millionaire...

Doing overnights fulltime in my field.

Unless you're an ER physician, there aren't many good jobs that have to be done at night.

[–]shoretel2300 points1 point  (3 children) | Copy

How did you pick your investments?

[–]jiggolo420[S] 0 points1 point  (2 children) | Copy

Researched companies and followed all the news daily. I had made spreadsheets of my own to track market caps and guestimated potential revenues.

For cannabis companies I was looking for the best deal over a few metrics. But in reality it was the hype names that would have made you the most. (Tilray was over 300$ within months, I could have bought in for less than 20$)

I guess looking back, in a hype market, choose the industry leader in most cases. (Bitcoin vs Litecoin. Canopy vs Aphria)

[–]YesVeryKewl0 points1 point  (1 child) | Copy

This strategy of picking the pack leader of a hype market didn't work so well in 2001 lol.

[–]jiggolo420[S] 0 points1 point  (0 children) | Copy

Fair enough, i wasnt in the market for the tech bubble. I dont know much about the big companies at that time tbh

[–]Domebeers0 points1 point  (2 children) | Copy

tax free dividends, in canada? Uhh...ok...

[–]jiggolo420[S] 1 point2 points  (1 child) | Copy

Eligible dividends up to 50K (maybe higher now?) in Ontario are taxed at 600$, mind you this is only if I quit my job. About half of this is in my tfsa, so remains tax free. I should have clarified. It technically isn't tax free

[–]Domebeers1 point2 points  (0 children) | Copy

I was hoping there was a loophole i had missed...dammit!

[–]450k_crackparty0 points1 point  (0 children) | Copy

Agree with the other posters on travelling and enjoying your life. But one thing I can add is that if you are surrounded by decent people that are making decent money, you don't have to hide that you are in a good position financially. Like don't go giving out numbers or bragging but it's fine for people to know you've done well with yourself. I'm somewhat in your position (but not quite) and nobody 'mooches' from me or expects me to lend them money or anything. I just pick up the odd dinner bill/bar tab here and there because I know my friends would do the same for me (and the well paid ones often do). When going on trips with friends I'll often shell out a little extra on things like car rentals for the group or tickets to a game. When they ask what they owe you just say 'my treat'. I say embrace your accomplishments and live a good life. Be generous to the ones you love around you.

Of course, this goes out the window if you've got some scummy family members or friends. In that case yes, keep it to yourself and watch out for gold diggers.

Get off night shift and invest some of those gains into starting up a business in your field. Buy shit you've always wanted to have. Get yourself a summer cottage someplace sweet and have all your friends and family come visit. Spend some time fixing it up, working on projects. That kind of thing isn't even blowing money, property is usually a good investment anyway. Any time spent doing upgrading is not just fullfilling for you, but it adds value to the property. I don't know, just a few ideas for you.

[–]Imaginary_Historian0 points1 point  (0 children) | Copy

I get what you mean about money and happiness, but I think your problem might be the lack of the social outlet that some jobs give you. I doubt your career has to involve working at home at weird hours and holing up like a hermit, does it? Is there any reason you can't find something else in your field.

Or you can find a job you enjoy, even if it pays less, with that passive income coming in on the side, you got more flexibility.

Props on keeping your finances secret. More guys should do that.

[–]jon_ster0 points1 point  (0 children) | Copy

I’ll be you’re friend. Pass the knowledge on bro 👍

[–]ToraChan230 points1 point  (0 children) | Copy

should we embrace our accomplishments?

Personally, yes.

With the wrong people (i.e. people who would want to take it from you, NAMELY your "LTR"), no.

[–]Endorsed ContributorFereallyRed0 points1 point  (1 child) | Copy

You made yourself a hermit and now you bemoan becoming a hermit.

You don't need any books or advice.

[–]Gooseypapa0 points1 point  (0 children) | Copy

Teach me 😩

[–]masterpiece000 points1 point  (0 children) | Copy

Absolute horseshit - but people believe anything you post on the internet.

I'm a billionaire that comes to a forum of random beta males that seek out sexual strategy to tell them how rich I am.

[–]brasilgringo0 points1 point  (0 children) | Copy

Check out the Financial Independence subreddit here (auto-mod won't let me link it), it has helpful info.

[–]onionknightofknee0 points1 point  (0 children) | Copy

1m is not really even rich anymore. well over 50% of the homeowners in the bay are are worth more. you def can not retire on it unless you can live off less than 40k/year 4% of your assets.

you have the freedom to pursue bigger payouts now. make 10m your next goal. you still don't have complete freedom to do like volunteering work for the rest of your life.

you took a job doing overnights. it made you unhappy. so change that. you must be a smart man. If something feels bad, change it.

[–]ysnun0 points1 point  (0 children) | Copy

Invest in my future sir

[–]Zanford0 points1 point  (0 children) | Copy

Don't quit your career. $1M isn't 'fuck you / retirement' money for age 34 unless you live in a very low cost of living area, and can be confident it'll stay that way. Plus, just keeping your assets up with inflation requires taking on some risk (keeping some money in the stock market). Even at typical retirement age, a rule of thumb is 'assets should be 25x annual consumption (look up '4% rule') and I'm guessing you want more than a $40K/year life style, plus you've got 3 decades longer to live than a typical retiree.

In many parts of the US and other first world countries, a decent single-family home in a safe area costs several million bucks (and you wouldn't be able to get a mortgage without a steady income stream). And it'll probably get worse, since there's lots of red tape on building new housing, and the current retirement system is an unsustainable pyramid scheme in a lot of new countries (Boomers didn't have enough kids and instead voted for more pyramid-scheme benefits and to import illiterate criminals en masse).

$1M is a good cushion if you hate your current job (or it doesn't have good potential) and you want to take a risk on changing careers to something more lucrative (or less lucrative but more fulfilling or allows you to live in a place you like more).

I also don't suggest investing most of it in a single business venture. If you have a business plan that needs capital, see about a small business loan instead (and if no bank will make the loan, it suggests the plan is not actually that sound). Lots of new businesses fail.

Some travel time in between jobs is completely reasonable too. Ideally you'd already have a job lined up for when you're done, but if you've got in-demand skills and are confident you can get a new job, it's not necessary.

You can kill a man, but you can't kill an idea.

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