I've heard some adult women saying something along the lines of this. Usually being more study focused in their youth resulted in them not having a very active social/dating/sexual life in those years, and no longer having an opportunity to have a "hoe phase" once they graduated. Is this thought pattern common? Have you met a lot of women who have this opinion?

There are also a couple common phrases related to the topic - "your 20s are for making mistakes", "live these years to the fullest", "it's better to make all the mistakes when you're young" - all essentially saying that it's better to make reckless and risky decisions early in life than to regret not doing it later. Would you agree with this?